Capital for investors that traditional banks overlook.
GCFC Financial structures asset-based loans for independent real estate investors and small business owners — the borrowers who don't fit a conventional bank's checklist, but whose deals still work.
Loan programs built around the deal, not the borrower's W-2.
Every program is asset-based first, so the property and the plan carry the underwriting.
FlexTerm Loan
A long-term, fixed-rate loan with lower payments and no balloon, customized to the individual needs of each investor.
ARV Pro
Short-term financing sized to after-repair value, built for acquiring and improving property before refinance or sale.
Flex I/O
A short-term, interest-only program for investors who need bridge financing with no prepayment penalty.
Fast50 Loan
A low-LTV loan with easy credit requirements, designed for investors with derogatory credit and strong equity who need speed.
Foreign Investor Loan
A financing path built for foreign nationals investing in U.S. real estate, without requiring U.S. credit history.
Flexible mortgage solutions for extraordinary borrowers.
Our asset-based programs are built for independent real estate investors and small business owners who often don't qualify for a traditional bank loan — W-2 employees, self-employed entrepreneurs, and first-time investment property buyers alike.
- Seasoned investors adding another property to a growing portfolio
- Self-employed entrepreneurs seeking their first small business real estate loan
- Foreign nationals investing in U.S. real estate
- Borrowers with strong equity but credit that doesn't fit a bank's box
“Residential investment and small commercial loans are easier to originate than most brokers think — without the complexity of larger commercial deals.”Call (323) 723-3758, or submit a contact request and one of our investment and small commercial property specialists will reach out.
Tools built for the brokers who place with us.
Everything an approved GCFC broker needs to originate, track, and close.
Broker Marketing Toolkit
Pre-designed flyers, email campaigns, and social posts ready to help you attract new investor clients.
WIN Market Research
Insight into how investors find, evaluate, and choose properties, brokers, and financing — so you can meet them there.
Broker Portal
Build loan scenarios, track files from submission to close, upload documents securely, and get e-signatures — with an Account Executive on call.
Have a deal under contract? Get terms in 24 hours.
Send us the property address, estimated value, and loan objective. Our direct underwriting team evaluates the asset — delivering competitive leverage and fast pre-approvals without bank committee delays.
Submit Loan Scenario
Share your deal metrics, target loan amount, and investment strategy.
24-Hour Term Sheet
Receive clear loan sizing, rates, and leverage tailored to your asset.
Expedited Closing
Streamlined title, appraisal, and closing process to fund in 10–14 days.
Ready to fund your next deal?
Speak with a commercial mortgage specialist, or submit a request and an Account Executive will reach out.