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Loan Products

different loans for investors

Every investor has a unique vision. Our wide range of mortgage programs allow borrowers to find the perfect financing for their deal.

Here’s a summary of the residential investment and commercial programs we offer

FlexTerm Loan

Customize loans to meet the individual needs of each investor.

Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment.

Key Features

  • 30-year fixed rate.
  • Interest-only payments up to 10 years.
  • Great for qualifying self-employed investors and small business owners.
  • Based on property value, not personal income.
  • Best alternative to hard money loans.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
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Key Features

  • An interest-only, 24-month term provides lower monthly payments.
  • Available for purchase or cash-out refinance.
  • Perfect for acquiring or leveraging real estate holdings.
  • A higher LTV than hard money options.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
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Flex I/O

A short-term interest-only loan program.

Designed for investors seeking short-term financing with no prepay penalties.

Fast50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.
  • No seasoning of ownership required.
  • Improved pricing compared to our FlexPerm program.
  • Derogatory mortgage history is OK.
  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Key Features

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Learn More

Key Features

  • LTVs of up to 65%.
  • No U.S. credit required.
  • No seasoning of funds required.
  • No other U.S. investment experience required.

Key Features

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
  • Multi-Family (5+ Units)
  • Mixed-Use
  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Learn More

Foreign Investor Loan

The perfect option for foreign real estate investors.

Our Foreign Investor program is specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution.

ARV Pro

The best short-term solution for acquiring and improving property value.

Designed for “fix-and-flip” investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its “as repaired value” (ARV).

Key Features

  • Allows borrowers to finance improvements.
  • Great for borrowers who need a quick close.
  • An interest-only 1-year term provides lower monthly payments.
  • A higher LTV than hard money lenders.

Key Features

  • Investor 1-4 (SFR, Condo, and 2-4 Units)
Learn More

GCFC Financial

Commercial Mortgage Broker T: 516-570-9258

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